Car Insurance

[DexterPunk]

Who are you with, and why did you choose them?

[kwijibo]

Was with Elders, because they were one of the few companies that would insure my car, as its an import (Hilux Surf).. At first the price was decent, around $500 a year for full comprehensive, but they just kept jacking up the price until this year I think it was over $800.

I rang Shannons who some time ago loosened their restrictions on who they'd insure, and got a quote for around $450 online. Rang up to confirm it and the guy told me the price would actually be $380 (or there abouts, cant remember now) and also upped the agreed value! Was stoked.

I also insured the womans pulsar, and after a bit of ringing around found SGIC to be the cheapest - recently changed my house insurance to them as well and saved 10% on both policies.

[DexterPunk]

It irritates me a lot when I go through the online quote process to get something completely unreasonable ($1200) to insure a car, when AAMI is quoting $580. How does it vary this ridiculously?

[ysu]

if that's so, they have majorly farked up the online sys.

[DexterPunk]

They actually rang me this morning and said they could see if they could bring that quote down, so I assume they know there is issues with it. I thought I'd play along and see what they could do. After a while of generally chatting, they asked me what the best deal I'd found was.. when I told the guy AAMI quoted about $580, he went silent for a bit, then said "580!!??" and went on to say they couldn't match that and the best they could do was around $850.

This was Youi.

[Rots]

I'm with AAMI with my car.

[Righteous]

AAMI. We got ran into early 2010 and had our car written off. They were incredibly good to deal with at any time of day. We had the accident at about 5 in the morning and had a hire car by 9:30. Can't recommend them enough.

[dvestate]

Shannons for both cars and home insurance

[DexterPunk]

Dvestate, are they giving you a good price? They quoted me something ridiculous. Seems ok if you insure a car that's only driven on weekends but no good for a daily drive.

AAMI and GIO seem the best so far, GIO is actually better for what they cover but AAMI dont mind car mods as much

[NeilPearson]

RAC here, Mainly for the roadside service and what not.

[DexterPunk]

I'm an RACV member so I get all the roadside assistance etc. But there car insurance was around $800+ which seems a bit much.

[dvestate]

They are the cheapest for my XT Forester, and pretty much on par with the Pulsar (my daily)